:root {
  --bg: #f1ebdd;
  --paper: #faf6ec;
  --ink: #181512;
  --ink-soft: #4a4339;
  --ink-mute: #8a8170;
  --rule: #d8ceb9;
  --rule-soft: #e4dcc8;
  --accent: #b97326;
  --accent-deep: #8a531a;
  --accent-soft: #e7c79a;
  --maxw: 1080px;
  --gut: clamp(1.25rem, 5vw, 4rem);
  --ff-display: "Fraunces", Georgia, "Times New Roman", serif;
  --ff-body: "Hanken Grotesk", system-ui, -apple-system, sans-serif;
}

* { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--ff-body);
  font-size: clamp(16px, 1.05vw + 13px, 18px);
  line-height: 1.6;
  font-weight: 400;
  letter-spacing: 0.005em;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

body::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: 9999;
  pointer-events: none;
  opacity: 0.05;
  mix-blend-mode: multiply;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='200' height='200'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

main {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 var(--gut);
}

.rule {
  height: 1px;
  background: var(--rule);
  border: 0;
  max-width: var(--maxw);
  margin-inline: auto;
}
.rule--double {
  border-top: 1px solid var(--ink);
  border-bottom: 1px solid var(--ink);
  height: 4px;
  background: transparent;
}
.rule--soft { background: var(--rule-soft); }
.rule--tight { margin-block: 1.5rem; }

/* MASTHEAD */
.masthead { max-width: var(--maxw); margin: 0 auto; padding: clamp(1.25rem, 3vw, 2rem) var(--gut) 0.75rem; }
.masthead__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
}
.masthead__tools {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  flex-wrap: wrap;
}
.masthead__brand {
  font-family: var(--ff-display);
  font-weight: 700;
  font-size: clamp(1.15rem, 1.4vw, 1.35rem);
  letter-spacing: 0.02em;
  font-variation-settings: "opsz" 14;
}
.masthead__accent { font-style: italic; color: var(--accent); }
.masthead__meta {
  font-size: 0.72rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--ink-mute);
}
.masthead__dot { margin-inline: 0.5em; }

.lang { display: flex; align-items: center; gap: 0.2rem; }
.lang__btn {
  background: none;
  border: 0;
  cursor: pointer;
  font-family: var(--ff-body);
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  font-weight: 700;
  color: var(--ink-mute);
  padding: 0.25rem 0.4rem;
  border-radius: 0;
  border-bottom: 2px solid transparent;
  transition: color 0.18s, border-color 0.18s;
}
.lang__btn:hover { color: var(--ink); }
.lang__btn.is-active { color: var(--accent); border-bottom-color: var(--accent); }
.lang__btn:focus-visible { outline: 2px solid var(--accent); outline-offset: 2px; }

/* HERO */
.hero { padding-block: clamp(1.5rem, 3.5vw, 2.5rem) clamp(1.25rem, 2.5vw, 1.75rem); }
.hero__kicker {
  display: flex;
  align-items: baseline;
  gap: 1rem;
  margin-bottom: clamp(0.75rem, 1.5vw, 1.1rem);
}
.num {
  font-family: var(--ff-display);
  font-style: italic;
  font-weight: 400;
  font-size: 1.05rem;
  color: var(--accent);
}
.kicker {
  font-size: 0.72rem;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--ink-mute);
  font-weight: 600;
}
.hero__title {
  font-family: var(--ff-display);
  font-weight: 900;
  font-variation-settings: "opsz" 144;
  font-size: clamp(1.9rem, 4.2vw, 3rem);
  line-height: 1;
  letter-spacing: -0.025em;
  margin: 0 0 clamp(0.75rem, 1.5vw, 1.1rem);
  max-width: 18ch;
}
.hero__title em {
  font-style: italic;
  font-weight: 400;
  color: var(--accent);
}
.hero__lede {
  font-family: var(--ff-display);
  font-weight: 300;
  font-variation-settings: "opsz" 24;
  font-size: clamp(1rem, 1.2vw, 1.12rem);
  line-height: 1.45;
  max-width: 60ch;
  color: var(--ink-soft);
  margin: 0;
}
.dropcap {
  float: left;
  font-family: var(--ff-display);
  font-weight: 900;
  font-variation-settings: "opsz" 144;
  font-size: 2.6em;
  line-height: 0.78;
  padding: 0.08em 0.12em 0 0;
  margin-top: 0.04em;
  color: var(--ink);
}

/* SECTION HEADS */
.block { padding-block: clamp(1.25rem, 3vw, 2rem); }
.section__head { margin-bottom: clamp(1rem, 2vw, 1.5rem); }
.section__head .num { display: inline-block; margin-right: 0.75rem; }
.section__title {
  font-family: var(--ff-display);
  font-weight: 700;
  font-variation-settings: "opsz" 60;
  font-size: clamp(1.35rem, 2.4vw, 1.85rem);
  margin: 0.1em 0 0.3em;
  letter-spacing: -0.015em;
  display: inline;
}
.section__head::after {
  content: "";
  display: block;
  width: 3rem;
  height: 2px;
  background: var(--accent);
  margin-top: 0.7rem;
}
.section__sub {
  font-size: 0.92rem;
  color: var(--ink-mute);
  max-width: 48ch;
  margin: 0.6rem 0 0;
}

/* FORM */
.form {
  display: grid;
  grid-template-columns: 1fr 130px auto auto;
  gap: 0.85rem;
  align-items: end;
  background: var(--paper);
  border: 1px solid var(--rule);
  padding: clamp(1rem, 2vw, 1.4rem);
  border-radius: 2px;
  box-shadow: 0 1px 0 var(--rule-soft), 0 18px 40px -28px rgba(24,21,18,0.25);
}
.form__field { display: flex; flex-direction: column; gap: 0.4rem; }
.form__field label,
.form__field .check__label {
  font-size: 0.66rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--ink-mute);
  font-weight: 600;
}
.form input[type="text"],
.form input[type="number"] {
  font-family: var(--ff-body);
  font-size: 1rem;
  color: var(--ink);
  background: transparent;
  border: 0;
  border-bottom: 1.5px solid var(--rule);
  padding: 0.45rem 0.2rem;
  border-radius: 0;
  outline: none;
  transition: border-color 0.2s;
  width: 100%;
}
.form input::placeholder { color: var(--ink-mute); opacity: 0.7; }
.form input:focus { border-color: var(--accent); }
.form input[type="number"] { text-align: left; }

.check {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  cursor: pointer;
  height: 100%;
  padding-bottom: 0.15rem;
}
.check input { position: absolute; opacity: 0; pointer-events: none; }
.check__box {
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  border: 1.5px solid var(--ink);
  background: var(--paper);
  position: relative;
  transition: background 0.18s;
}
.check__box::after {
  content: "";
  position: absolute;
  left: 6px;
  top: 2px;
  width: 6px;
  height: 11px;
  border: solid var(--paper);
  border-width: 0 2px 2px 0;
  transform: rotate(45deg) scale(0);
  transition: transform 0.18s;
}
.check input:checked + .check__box { background: var(--accent); border-color: var(--accent); }
.check input:checked + .check__box::after { transform: rotate(45deg) scale(1); }
.check input:focus-visible + .check__box { outline: 2px solid var(--accent); outline-offset: 2px; }
.check__label { line-height: 1.1; }

.btn {
  font-family: var(--ff-body);
  font-size: 0.74rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  font-weight: 600;
  padding: 0.75rem 1.3rem;
  border-radius: 0;
  cursor: pointer;
  border: 1.5px solid var(--ink);
  background: var(--ink);
  color: var(--paper);
  transition: background 0.2s, color 0.2s, transform 0.1s;
}
.btn--primary { background: var(--ink); color: var(--paper); }
.btn--primary:hover { background: var(--accent); border-color: var(--accent); }
.btn--primary:active { transform: translateY(1px); }
.btn--ghost { background: transparent; color: var(--ink-soft); border-color: var(--rule); font-size: 0.68rem; padding: 0.55rem 1rem; }
.btn--ghost:hover { color: var(--accent); border-color: var(--accent); }

/* LIST */
.list { list-style: none; margin: 1.5rem 0 0; padding: 0; }
.list__empty {
  margin-top: 1.5rem;
  font-family: var(--ff-display);
  font-style: italic;
  font-weight: 300;
  color: var(--ink-mute);
  font-size: 1.05rem;
}
.list li {
  display: grid;
  grid-template-columns: 32px 1fr auto auto;
  align-items: center;
  gap: 1rem;
  padding: 0.9rem 0;
  border-bottom: 1px solid var(--rule-soft);
  animation: rowIn 0.45s cubic-bezier(0.2, 0.7, 0.2, 1) both;
}
.list li .row__idx {
  font-family: var(--ff-display);
  font-style: italic;
  color: var(--ink-mute);
  font-size: 0.95rem;
}
.list li .row__name { font-weight: 500; color: var(--ink); }
.list li .row__name strong { font-weight: 600; }
.list li .row__meta { color: var(--ink-soft); font-variant-numeric: tabular-nums; font-size: 0.95rem; }
.list li .row__meta b { font-family: var(--ff-display); font-weight: 600; color: var(--ink); }
.badge {
  font-size: 0.6rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--accent-deep);
  background: var(--accent-soft);
  padding: 0.22rem 0.5rem;
  border-radius: 1px;
  margin-left: 0.5rem;
  vertical-align: middle;
}
.row__del {
  display: inline-flex;
  align-items: center;
  background: transparent;
  border: 1px solid var(--rule);
  color: var(--ink-mute);
  cursor: pointer;
  font-family: var(--ff-body);
  font-size: 0.66rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  font-weight: 600;
  padding: 0.4rem 0.7rem;
  border-radius: 1px;
  transition: color 0.2s, border-color 0.2s, background 0.2s;
  white-space: nowrap;
}
.row__del:hover { color: var(--accent-deep); border-color: var(--accent); background: var(--accent-soft); }

@keyframes rowIn {
  from { opacity: 0; transform: translateY(-6px); }
  to { opacity: 1; transform: translateY(0); }
}

/* VERDICT */
.block--verdict { padding-bottom: clamp(2.5rem, 5vw, 4rem); }

.totals {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: clamp(0.75rem, 2vw, 1.5rem);
  margin-bottom: clamp(2rem, 4vw, 3rem);
}
.total {
  padding: clamp(1rem, 2vw, 1.5rem) 0;
  border-top: 1px solid var(--ink);
  position: relative;
}
.total::before {
  content: "";
  position: absolute;
  top: -1px; left: 0;
  width: 2rem; height: 3px;
  background: var(--accent);
}
.total--year::before { width: 4rem; }
.total__value {
  font-family: var(--ff-display);
  font-weight: 900;
  font-variation-settings: "opsz" 144;
  font-size: clamp(1.8rem, 4.5vw, 3.6rem);
  line-height: 1;
  letter-spacing: -0.02em;
  font-variant-numeric: tabular-nums;
  color: var(--ink);
}
.total--year .total__value { color: var(--accent); }
.total__unit {
  margin-top: 0.6rem;
  font-size: 0.68rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--ink-mute);
  font-weight: 600;
}

/* LIFE BAR */
.lifebar { margin-block: clamp(1.5rem, 3vw, 2.25rem); }
.lifebar__head {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 1rem;
  margin-bottom: 0.85rem;
  flex-wrap: wrap;
}
.lifebar__pct {
  font-family: var(--ff-display);
  font-weight: 900;
  font-variation-settings: "opsz" 144;
  font-size: clamp(2rem, 5vw, 3.4rem);
  line-height: 1;
  color: var(--accent);
  font-variant-numeric: tabular-nums;
}
.lifebar__track {
  position: relative;
  height: 10px;
  background: var(--rule-soft);
  overflow: visible;
}
.lifebar__fill {
  height: 100%;
  width: 0%;
  background: var(--accent);
  transition: width 1.1s cubic-bezier(0.2, 0.7, 0.2, 1);
}
.lifebar__mark {
  position: absolute;
  top: -3px;
  bottom: -3px;
  left: 100%;
  width: 1px;
  margin-left: -1px;
  background: var(--ink-mute);
  opacity: 0.5;
}
.lifebar__mark::after {
  content: "100%";
  position: absolute;
  bottom: 100%;
  left: 50%;
  transform: translateX(-50%);
  margin-bottom: 0.25rem;
  font-size: 0.58rem;
  letter-spacing: 0.12em;
  color: var(--ink-mute);
  font-weight: 600;
  white-space: nowrap;
}
.lifebar__note { font-size: 0.82rem; color: var(--ink-mute); margin: 0.7rem 0 0; font-style: italic; font-family: var(--ff-display); font-weight: 300; }

/* GRID */
.grid--two {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(1.5rem, 4vw, 3.5rem);
  margin-top: clamp(1.5rem, 3vw, 2rem);
}
.panel__head { margin-bottom: 1.25rem; padding-bottom: 0.6rem; border-bottom: 1px solid var(--rule); }

.compare { list-style: none; margin: 0; padding: 0; }
.compare li {
  display: flex;
  align-items: baseline;
  gap: 0.85rem;
  padding: 0.7rem 0;
  border-bottom: 1px dashed var(--rule-soft);
}
.compare li:last-child { border-bottom: 0; }
.compare__n {
  font-family: var(--ff-display);
  font-weight: 700;
  font-variation-settings: "opsz" 60;
  font-size: clamp(1.5rem, 3vw, 2.1rem);
  line-height: 1;
  color: var(--accent);
  min-width: 3ch;
  text-align: right;
  font-variant-numeric: tabular-nums;
}
.compare__label { color: var(--ink-soft); font-size: 0.98rem; }
.compare__label b { color: var(--ink); font-weight: 600; }

.project { list-style: none; margin: 0; padding: 0; }
.project li {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 1rem;
  padding: 0.75rem 0;
  border-bottom: 1px dashed var(--rule-soft);
}
.project li:last-child { border-bottom: 0; }
.project__span { font-family: var(--ff-display); font-style: italic; color: var(--ink-soft); font-size: 1rem; }
.project__val { font-family: var(--ff-display); font-weight: 700; font-variant-numeric: tabular-nums; color: var(--ink); font-size: clamp(1.1rem, 2vw, 1.35rem); }
.project__val small { color: var(--ink-mute); font-weight: 400; font-size: 0.78rem; margin-left: 0.3rem; }

.recover { text-align: left; }
.recover__kicker { display: block; margin-bottom: 0.5rem; }
.recover__value {
  font-family: var(--ff-display);
  font-weight: 900;
  font-variation-settings: "opsz" 144;
  font-size: clamp(2.4rem, 5vw, 3.6rem);
  line-height: 0.95;
  color: var(--accent);
  font-variant-numeric: tabular-nums;
  display: flex;
  align-items: baseline;
  gap: 0.6rem;
  flex-wrap: wrap;
}
.recover__value small {
  font-family: var(--ff-body);
  font-size: 0.72rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--ink-mute);
  font-weight: 600;
}
.recover__note { font-family: var(--ff-display); font-style: italic; font-weight: 300; color: var(--ink-soft); margin: 0.7rem 0 0; font-size: 0.95rem; }

/* FAQ */
#faq { border-top: 1px solid var(--rule); }
.section__head .kicker { display: block; margin-bottom: 0.5rem; }
.faq { margin-top: 0.5rem; }
.faq__item { border-bottom: 1px solid var(--rule-soft); }
.faq__item:first-child { border-top: 1px solid var(--rule-soft); }
.faq__q {
  list-style: none;
  cursor: pointer;
  font-family: var(--ff-display);
  font-weight: 500;
  font-size: clamp(1.05rem, 1.6vw, 1.25rem);
  color: var(--ink);
  padding: 1.05rem 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  transition: color 0.2s;
}
.faq__q::-webkit-details-marker { display: none; }
.faq__q::after {
  content: "+";
  flex-shrink: 0;
  font-family: var(--ff-body);
  font-weight: 300;
  color: var(--accent);
  font-size: 1.5rem;
  line-height: 1;
}
.faq__q:hover { color: var(--accent-deep); }
.faq__item[open] .faq__q { color: var(--accent-deep); }
.faq__item[open] .faq__q::after { content: "−"; }
.faq__q:focus-visible { outline: 2px solid var(--accent); outline-offset: 4px; }
.faq__a {
  margin: 0 0 1.2rem;
  max-width: 64ch;
  color: var(--ink-soft);
  line-height: 1.65;
}

/* FOOTER */
.footer { max-width: var(--maxw); margin: clamp(2rem, 4vw, 3rem) auto 0; padding: 0 var(--gut) clamp(2rem, 4vw, 3rem); }
.footer__inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
  padding-top: 1.25rem;
}
.footer__brand { font-family: var(--ff-display); font-weight: 700; font-size: 0.95rem; }
.footer__line { font-size: 0.82rem; color: var(--ink-mute); font-style: italic; }
.footer__credit { text-align: center; margin-top: 1rem; font-size: 0.8rem; color: var(--ink-mute); }
.footer__link { color: var(--accent-deep); text-decoration: none; border-bottom: 1px solid var(--rule); padding-bottom: 1px; transition: border-color 0.2s, color 0.2s; }
.footer__link:hover { border-bottom-color: var(--accent); }

/* REVEAL */
.block--verdict[hidden] { display: none; }
.reveal { opacity: 0; transform: translateY(14px); }
.reveal.is-in { opacity: 1; transform: none; transition: opacity 0.7s ease, transform 0.7s cubic-bezier(0.2,0.7,0.2,1); }

/* RESPONSIVE */
@media (max-width: 820px) {
  .form { grid-template-columns: 1fr 1fr; }
  .form__field--name { grid-column: 1 / -1; }
  .form__field--auto { grid-column: 1; }
  .form__field--min { grid-column: 2; }
  .form__field--submit { grid-column: 1 / -1; }
  .form__field--submit .btn { width: 100%; }
  .totals { grid-template-columns: repeat(2, 1fr); }
  .grid--two { grid-template-columns: 1fr; }
}
@media (max-width: 480px) {
  .totals { grid-template-columns: 1fr 1fr; }
  .list li {
    grid-template-columns: 24px 1fr auto;
    grid-template-areas:
      "idx name del"
      ".   meta meta";
    row-gap: 0.35rem;
  }
  .list li .row__idx { grid-area: idx; }
  .list li .row__name { grid-area: name; }
  .list li .row__meta { grid-area: meta; }
  .list li .row__del { grid-area: del; align-self: start; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
}